Data Protection Policy Data Protection Policy Data Protection Policy INSTANT COVER ONLINE Yacht Insurance


Data Protection Acts – collection and use of personal information

WHO WE ARE M. J.O’Neill Insurances Limited T/A Yachtsman Euromarine collect, use and is responsible for certain personal information about you. When we do so we are regulated under the General Data Protection Regulation which applies across the European Union and we are responsible as controller of that personal information for the purposes of those laws. For the purposes of Data Protection laws, Yachtsman Euromarine is the Data Controller of Personal Data covered by this Notice.

In this Notice the references to information include personal data and information given by you to Us, whether in your Proposal, any claim form you submit to Us or otherwise, any  information We may collect in connection with any product or service We provide, information made available about you disclosed to Us by  another party in connection with the transfer to Us of such party’s rights and duties to you under any other insurance arrangements.

USING YOUR PERSONAL DATA From the 25th May 2018, we will comply with both the EU General Data Protection Regulation and Irish Data Protection Legislation and only collect, utilise and share personal data in strict adherence with those Data Protection laws and principles. Categories of processing could include your consent to do so; processing on the basis of a legal obligation and in order to  complete the performance of your contract  with us. If, at any time, we need to use your Personal Data for a purpose that is different from the original purpose of collecting your Personal Data, we will contact you regarding this change.

Information you supply may be used for the purposes of insurance administration (including underwriting, processing, claims handling,  reinsurance and fraud prevention) by Us, our agents, our insurers and any intermediary acting for you. In assessing any claims made, We may undertake checks against publicly available information such as electoral roll, court judgments, bankruptcy or repossessions.

SHARING YOUR PERSONAL DATA In  support of our business operations we shall  only share your Personal Data with our  Business Partners and only in circumstances  where those third parties have entered into an agreement and in line with their confidentiality  obligations. Any marketing to  you shall be based strictly on consent to do so, obtained directly from you. We will share  personal information with law enforcement or  other authorities if required by applicable law.

SENSITIVE DATA We may need to collect  sensitive data relating to you (such as medical or health record or condition, convictions etc.)  in order to assess the terms of insurance We  issue/arrange or to administer claims which  arise. By your use of this Website you consent to such information being used, processed and disclosed by Us, our agents and other insurers  for the purposes of insurance administration (including underwriting, processing, claims  handling, reinsurance and fraud prevention).

RETENTION We will not retain your data for  longer than is necessary for the purposes for  which it is obtained. If you provide personal data to Us and you do not become an insured We will  not retain your data for longer than 15 months from the date of collection unless you are a direct  customer and have not objected to direct  marketing purposes (as detailed below in Direct Marketing paragraph).

CONSENT By providing Us with your   information and by your use of this Website you consent to all of your information being used, processed, disclosed and retained as set out  above.

REPRESENTATION By your use of this Website you warrant and represent to Us that in respect of any personal data of any data subject which you provide to Us, you have the authority of that data subject to disclose such data to Us on these terms and conditions and for all the purposes herein set out and to give the consents set out above on behalf of each such data subject, and accordingly, all   references in these statements to you or your shall be deemed to include any such data subject.

YOUR DATA PROTECTION RIGHTS You have rights which allow you to address any concerns or queries regarding the processing of your Personal Data, including the rights of  access, rectification, erasure, restriction of your Personal Data, as well as the right to transfer your data, the right to object to some  processing and automated decision making, including profiling. Your rights may be  exercised freely and at no cost. These rights  will come into force on the 25th May 2018 and shall be fully outlined in our new Privacy  Policy, available from our website.

ACCESS You have the right to request and receive a copy of your personal data held by us. Should you wish to exercise this right, you should write to us, for the attention of the Data Protection Officer, at Yachtsman Euromarine, First Floor, Abbey Moat House, Abbey Street, Naas, Co Kildare Ireland. A fee of €6.35 (or  Sterling equivalent) is chargeable under the terms of the Data Protection Acts and cheques  should be made payable to Yachtsman  Euromarine.

The paragraph below applies only to direct customers.

DIRECT MARKETING Yachtsman euromarine and its agents and business  partners may use your information to keep you informed by post, telephone, e-mail, sms or other means of products and services which  may be of interest to you and We may disclose your information to any such agent or business  partner for such purposes. Your information may also be disclosed and used for these purposes after your policy has lapsed. If  you do not wish your information to be used for these marketing purposes please tick the  opt-out box at the end of the quotation process.

ENFORCING YOUR DATA PROTECTION RIGHTS You may contact Yachtsman  Euromarine Data Protection Officer about all issues related to this policy, your personal data  and to exercise your rights under the data  protection laws.

Contact details as follows:

Postal Address: Data Protection Officer, Yachtsman Euromarine, First Floor, Abbey Moat House, Abbey Street, Naas,
Co Kildare Ireland

Telephone:  +35345982668

If you feel that the processing of your data is not in line with our data protection obligations, you can contact the data protection supervisory authority.

Contact details for the Irish Data Protection  Commissioner Officer as follows:

Postal Address: Data Protection Officer, Canal  House, Station Road, Portarlington, Co. Laois,  Ireland


Get a Quote
Online payments are currently on maintenance please contact our offices
+353 (0) 45 982668 to renew. We apologise for the inconvenience