When choosing our Motor Cruiser Insurance, you must look at things like coverage options, policy flexibility and customer support. At Yachtsman euromarine, we go above and beyond your expectations by providing customisable policies, competitive prices and dedicated customer service.
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Motor Cruiser Coastal Waterways are bodies of water that are connected to one another across coastlines and include bays, estuaries, rivers, and channels. Such waterways play a very important role in recreational boating by aiding fishing, sailing and cruising activities.
Specialist cover for your motor cruiser. Whether onshore or offshore, ensure you are protected with comprehensive Yachtsman Yacht & Motorboat Insurance. We also recognise that everyone’s needs are different so whether you are cruising around Ireland or the Mediterranean we can provide the right solution for you.
What Does Motor Cruiser Coastal Waterways Insurance Cover?
Our Motor Cruiser Coastal Waterways Insurance provides comprehensive protection for motorboats of all dimensions and kinds so that you can enjoy your time on the water with confidence. We cover all European countries, offering insurance coverage starting from water skis, day boats, and sports cruisers to large prestige boats that are worth a maximum of €2 million. With our Motor Boat Insurance Policy, you can benefit from:
At Yachtman Euromarine we offer two Primary types of Coverage!
Find out Best Yacht Insurance
- Third Party Only Cover
Starting from€200Per Annum
Third Party Liability €3,000,000
Financial security for you and other boaters.
- Best for youComprehensive Cover
Starting from€230Per Annum
Everything included in third party cover
Provides your vessel with comprehensive protection beyond collision with underwater obstacles or rocks, or damage to someone else's property.
Includes threats like fire damage, theft, vandalism and medical expenses.
Covers potential damage from natural catastrophes like hurricanes, floods, and hail as well.
Includes Removal of Wreck
Provides Transit cover (For all vessel size upto 8 metres)
Why Choose Yachtsman for Coastal Waterways Insurance?
Loss or damage from fire, theft, accident, or malicious damage
Medical Cover for you and your crew.
Cover for underwater Machinery.
Tenders included if marked with the name of the main boat cover up to €500.
Discounts for vessels on the inland waterways of Ireland.
Increased liability cover of €6,500,000.
Liability Certificates are available in Spanish, Italian and Greek.
Personal Accident cover for you and your crew.
Protected No Claim Bonus if the damage occurred in your home port.
Cover for personal effects is included as a standard up to €500.
Includes cover for the trailer of vessels up to 8 meters.
Cruising areas are available for most of Europe, including the Mediterranean and the Canaries.
What Should You Look for in Coastal Waterways Insurance?
Plan for Coastal Waterways Insurance Experience
- Protection
With no worries about your vessel and assets, enjoy boating without any fear of unforeseen risks and challenges.
- Personalisation
Make use of personalised scope choices as well as policy facilities that are adaptable to suit your individuality and inclinations.
- Trustworthiness
Feel free to confide in Yachtsman for dependable and quick service so you can concentrate on getting the most out of life without bothering about the unanticipated.
Why is Motor Boat Insurance important?
- Financial Protection
- Risk Management
- Peace of Mind
- Legal Requirement
- Asset Protection
- Liability Coverage
- How do I get an Insurance quotation for my Coastal Cruiser?Click the Get a Quote button and you will have a quotation for your Coastal Cruiser within 30 seconds.
- When do I need a survey on my Coastal Cruiser?We require a full out of water survey carried out by a qualified marine surveyor when your Coastal Cruiser is 25 years old. A full survey should be an exhaustive inspection covering every detail affecting the boat’s condition and safety including a thorough evaluation of the hull, all onboard systems, the structural integrity of all components, the extent of existing problems, suggestions for upgrades and needed repairs with the surveyor's recommendations stipulated with time scales. We would require an ultrasonic hull plate thickness report for a steel hull. We may accept a survey that has been carried out within the last 4 years provided it is in English and all the above conditions are met. If you have purchased a new policy from us which has a condition that a survey is required you will be asked to upload the survey within 14 days. If the survey is not received in this time period or if the survey is not a ‘full’ survey as described above we will cancel the policy from inception and refund your payment.
- What cover is available for my Coastal Motor Cruiser?When you are considering insurance for your Coastal Motor Cruiser, it is important to make sure that your boat insurance is adequate for your needs, and not to forget additional equipment such as trailers, trolleys and safety equipment that can be easily overlooked and are often costly to replace. Most accessories and equipment that is specific to your boating activities can be covered by boat insurance if you opt to include them. Yachtsman insurance will usually cover: Accidental Damage Fire or Explosion Theft or Attempted Theft Malicious Damage / Vandalism Storm Damage Your liability for damage or injury to other parties Boat insurance policies generally do not cover: Wear, tear, depreciation, gradual deterioration e.g. corrosion or electrolysis Mechanical breakdown Damaged deliberately caused by you Faulty workmanship For full details of Yachtsman Yacht & Motorboat Insurance cover and exclusions please read our policy wording and Insurance Product Information Documents.
- Am I automatically covered to tow water skiers and water toys with my Coastal Motor Cruiser?No. Most insurers do not including liability cover for towing skiers and toys as standard. This cover will be at an additional charge and may have special conditions or requirements around the safe operation of towing, it is very important that you understand these additional requirements and comply with them as it may invalidate your cover if you don't apply them when a claim occurs.
- Are there any conditions to my Coastal Motor Cruiser insurance?It is also a condition of many boat insurance policies that your Coastal Motor Cruiser is maintained correctly and in a seaworthy condition. Whilst it is important to ensure your boat insurance policy will be valid in the event of a claim, this is also good practice to ensure that you and your passengers and/or crew are safe when on the water. It is important to ensure that all systems of a boat are checked and, as necessary, maintained in accordance with manufacturers guidelines or generally acknowledged best practice. If you are unsure it is worth getting professional advice from a yard or surveyor
- Is my Motor Cruiser Coastal covered when it's being towed?Liability for damage caused to other people or their property whilst towing your Motor Cruiser should be covered by the motor insurance policy of the towing vehicle. Most motor insurers cover towing for personal use but you should check with them before doing so. Most insurers cover your boat when it is being towed but check your policy carefully and contact your insurance company if you are not sure. Many insurers restrict road transit to boats under a certain length, 9 metres is quite a common limit.
- Am I covered to use my Motor Cruiser Coastal for 12 months of the year?In most cases, the answer is 'yes' although some insurers charge extra for using your boat in winter months. If your Certificate of Insurance states a laid up period, this is generally down to the mooring location or the type of boat. You can still use your boat on a launch & retrieve bases but it cannot be left on the water when not in use. Please refer to the endorsement section of your Certificate of insurance to check the conditions of your policy
- What does years' experience mean for Motor Cruiser Coastal?Years’ experience is how long you have been using a similar vessel of the same length and type and within similar cruising areas as the one you are looking to insure. You do not need to have owned the vessel yourself, it may be you gained your experience using another person’s vessel.