If you are thinking about taking up Motor Cruiser Inland Waterways Insurance, consider getting comprehensive coverage that suits your motor boat’s requirements. We at Yachtsman have a passion for flexibility. In other words, we can tailor your Motor Boat Insurance policy to meet your individual needs.
Motor Cruiser Insurance - Inland Waterways
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Your Motor Cruiser's Shield on Inland Waterways
Navigating the calm waters of inland waterways with your motor cruiser is a serene experience. However, it’s important to make sure you have the correct insurance in place to safeguard your vessel and yourself from any unforeseen event.
Our Motor Cruiser Inland Waterways Insurance at Yachtsman euromarine takes into account the unique requirements of motor cruiser owners, thus giving them specialised protection all through their adventures.
What does our Motor Cruiser Inland Waterways insurance cover?
Our Inland Waterways Insurance Cover for Motor Cruisers offers a variety of coverage alternatives that will ensure your boat is protected and you can have peace of mind while cruising through the waters.
Yachtman Euromarine offer two types of Boat insurance coverage.
Types of Boat Insurance
Third Party Only Cover
At Yachtman Euromarine Third-Party insurance in boat policies serves as a financial safety net for fellow boaters on the water. Please check benefit of our Third Party policies:
Best Third Party Insurance from the leading online Boat Insurer
It covers Damage you do to other boats, people and property
€3,000,000 Third Party Cover
Our Third Party policy designed to meet basic requirements of Waterways Ireland.
Comprehensive Cover
Comprehensive boat insurance at Yachtman Euromarine offers extensive protection for your vessel beyond a vital safeguard for your boat following an accident.
Provides your vessel with comprehensive protection beyond collision with underwater obstacles or rocks, or damage to someone else's property.
Includes threats like fire damage, theft, vandalism and medical expenses.
Covers potential damage from natural catastrophes like hurricanes, floods, and hail as well.
Includes Removal of Wreck
Provides Transit cover (For all vessel size upto 8 metres)
Why Choose Yachtsman for Motor Cruiser Inland Waterways Insurance?
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We cover motorboats of all sizes and types, from water skis, day boats and sports cruisers to large prestige boats.
Personal Accident cover for you and your crew.
Protected No Claim Bonus if the damage occurred in your home port.
Cover for personal effects is included as a standard up to €500.
Includes cover for the trailer of vessels up to 8 meters.
Any destruction or loss caused by an act of vandalism, theft, accident, or natural disaster.
Medical Cover for you and your crew.
Cover for underwater Machinery.
Tenders included if marked with the name of the main boat cover up to €500.
What should you look for in Motor Cruiser Inland Waterways Insurance?
Get a Plan For Motor Cruiser Insurance Experience
- Seamless Claim Process
In case of a claim event, Yachtsman’s performance allows for a stress-free experience as it expertly takes you through the process.
- Emergency Assistance 24/7
At any time of the day or night, we are always here to help you out, ensuring that your maritime emergencies are dealt with promptly.
- Engagement
Yachtsman also supports the sailing community by launching programs meant for members of Inland Waterways of Ireland (IWAI) and the Irish Sailing Association (ISA) to prove its dedication to people residing in waterside areas.
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Why is Motor Cruiser Inland Waterways important?
Vessel Protection
Legal Compliance
Peace of Mind
Financial Security
Passenger Safety
Adventure Confidence
- How do I get an Insurance quotation for a Inland CruiserClick the Get a Quote button and you will have a quotation for your Inland Cruiser within 30 seconds.
- When do I need a survey on my Inland CruiserWe require a full out of water survey carried out by a qualified marine surveyor when your Inland Cruiser is 25 years old. A full survey should be an exhaustive inspection covering every detail affecting the boat’s condition and safety including a thorough evaluation of the hull, all onboard systems, the structural integrity of all components, the extent of existing problems, suggestions for upgrades and needed repairs with the surveyor's recommendations stipulated with time scales. We would require an ultrasonic hull plate thickness report for a steel hull. We may accept a survey that has been carried out within the last 4 years provided it is in English and all the above conditions are met. If you have purchased a new policy from us which has a condition that a survey is required you will be asked to upload the survey within 14 days. If the survey is not received in this time period or if the survey is not a ‘full’ survey as described above we will cancel the policy from inception and refund your payment.
- What cover is available for my Inland Waterways Motor Cruiser?When you are considering insurance for your Inland Cruiser, it is important to make sure that your boat insurance is adequate for your needs, and not to forget additional equipment such as trailers, trolleys and safety equipment that can be easily overlooked and are often costly to replace. Most accessories and equipment that is specific to your boating activities can be covered by boat insurance if you opt to include them. Yachtsman insurance will usually cover: Accidental Damage Fire or Explosion Theft or Attempted Theft Malicious Damage / Vandalism Storm Damage Your liability for damage or injury to other parties Boat insurance policies generally do not cover: Wear, tear, depreciation, gradual deterioration e.g. corrosion or electrolysis Mechanical breakdown Damaged deliberately caused by you Faulty workmanship For full details of Yachtsman Yacht & Motorboat Insurance cover and exclusions please read our policy wording and Insurance Product Information Documents.
- Am I automatically covered to tow water skiers and water toys with my Inland Motor Cruiser?No. Most insurers do not including liability cover for towing skiers and toys as standard. This cover will be at an additional charge and may have special conditions or requirements around the safe operation of towing, it is very important that you understand these additional requirements and comply with them as it may invalidate your cover if you don't apply them when a claim occurs.
- Are there any conditions to my Inland Motor Cruiser Insurance?It is also a condition of many boat insurance policies that your Inland Motor Cruiser is maintained correctly and in a seaworthy condition. Whilst it is important to ensure your boat insurance policy will be valid in the event of a claim, this is also good practice to ensure that you and your passengers and/or crew are safe when on the water. It is important to ensure that all systems of a boat are checked and, as necessary, maintained in accordance with manufacturers guidelines or generally acknowledged best practice. If you are unsure it is worth getting professional advice from a yard or surveyor
- Is my Motor Cruiser Inland Waterways covered when being towed?Liability for damage caused to other people or their property whilst towing your Motor cruiser should be covered by the motor insurance policy of the towing vehicle. Most motor insurers cover towing for personal use but you should check with them before doing so. Most insurers cover your boat when it is being towed but check your policy carefully and contact your insurance company if you are not sure. Many insurers restrict road transit to boats under a certain length, 9 metres is quite a common limit.
- Am I covered to use my Motor Cruiser Inland Waterways for 12 months of the year?In most cases, the answer is 'yes' although some insurers charge extra for using your boat in winter months. If your Certificate of Insurance states a laid up period, this is generally down to the mooring location or the type of boat. You can still use your boat on a launch & retrieve bases but it cannot be left on the water when not in use. Please refer to the endorsement section of your Certificate of insurance to check the conditions of your policy
- What does years' experience mean for Motor Cruiser Inland Waterways?Years’ experience is how long you have been using a similar vessel of the same length and type and within similar cruising areas as the one you are looking to insure. You do not need to have owned the vessel yourself, it may be you gained your experience using another person’s vessel.